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Financial considerations are important and require careful planning. EMU attempts to meet a student's financial needs through a combination of the following: personal and family resources, public and private scholarships, the college work program, and a college grant or bank loan which should meet most, if not all, of any remaining need.
A student's annual budget should include tuition and fees, living expenses, books and supplies, personal expenses, travel, and miscellaneous expenses. The amount to be paid from earnings or personal or family resources depends on verified need and support received through the university or outside sources.
The annual tuition and fee charge of $38,230 850 is less than the actual cost of a student's education. The difference is met through the university annual fund, endowment and other sources. The typical charge for living on campus for room and board is $11,380730. Books and sup- pliessupplies, travel, and miscellaneous expenses are budgeted at $3,230.
An application for financial assistance should be submitted as early as possible. The financial assistance office will aid the student in preparing a budget, and the student accounts office can help the student and parents arrange a payment plan. (See the Financial Assistance pages for details.)
...
2020-21 Tuition and Fees*
Campus charges | Semester |
|---|
Annual
Annual | |
|---|---|
| Undergraduate Tuition (12-18 |
| credit hours) | $19, |
| 425 | $38, |
| 850 | |
| Room and board | $5, |
| 865 | $11, |
| 730 |
Other
...
charges
| Part time tuition per credit hour (1-11 hours) | $1,430 |
| Tuition per credit hour, more than 18 hours |
| $835 |
| Auditing |
| per credit hour |
| $155 |
| Applied |
| Music, private instruction |
| (1 SH) | $275 |
| Applied |
| Music, private instruction |
| (2 SH) | $400 |
| Proficiency |
| examination & external exam fee | $90 |
| Credit by examination, per |
| credit |
| hour | $90 |
| Final examination out of schedule | $35 |
Summer School (2020-21 Academic Year)
| Tuition per |
| credit hour |
| $427 |
| Audit per |
| credit hour |
| $105 |
*The university reserves the right to increase the published rates should economic conditions demand. The above fees apply to on-campus programs. Other fees may apply for off-campus programs. Other fees may apply for off-campus programs, including cooperative and extension programs.
Payment Policy
Tuition, fees, room and meal plan charges, less processed financial aid, are due one week before classes begin each semester. Unpaid accounts may be subject to the following:
- EMU network access for student-owned computers will be denied.
- Charging at the bookstore and coffee shop will be denied.
- Grades, transcripts, enrollment, class attendance and diploma will be denied.
- Monthly finance charges of 1.5% (18% annually) will be assessed.
- Delinquent accounts will be reported to all three major credit agencies.
- Collection and/or attorney fees necessary for collection of unpaid accounts will be paid by the debtor.
Refund Policy
A student who withdraws or drops below full-time enrollment prior to completing 60% of the current enrollment period may be entitled to an adjustment (refund) of institutional charges. Activity fees are non-refundable. The refund amount for each applicable charge is based on a percentage of the original charge determined by the remaining weeks in the enrollment period. A chart of the refund percentages for each term is available from the Student Accounts Office and is also included in the Student Handbook.
Note: A student who withdraws prior to the first day of classes will receive a full refund of all payments made except for tuition deposits.
Adjustments (refunds) to student financial aid may also be required due to enrollment status changes. Detailed information (including an example) about the financial aid refund policy
may be found in the Financial Assistance Office or in the Student Handbookprograms, including cooperative and extension programs.
Payment Policy
Tuition, fees, room and meal plan charges, less processed financial aid, are due one week before classes begin each semester. Unpaid accounts may be subject to the following:
- EMU network access for student-owned computers will be denied.
- Charging at the bookstore and coffee shop will be denied.
- Grades, transcripts, enrollment, class attendance and diploma will be denied.
- Monthly finance charges of 1.5% (18% annually) will be assessed.
- Delinquent accounts will be reported to all three major credit agencies.
- Collection and/or attorney fees necessary for collection of unpaid accounts will be paid by the debtor.
Refund Policy
A student who withdraws or drops below full-time enrollment prior to completing 60% of the current enrollment period may be entitled to an adjustment (refund) of institutional charges. Activity fees are non-refundable. The refund amount for each applicable charge is based on a percentage of the original charge determined by the remaining weeks in the enrollment period. A chart of the refund percentages for each term is available from the Student Accounts office and is also included in the student handbook.
Note: A student who withdraws prior to the first day of classes will receive a full refund of all payments made except for tuition deposits.
Adjustments (refunds) to student financial aid may also be required due to enrollment status changes. Detailed information (including an example) about the financial aid refund policy
may be found in the financial assistance office or in the student handbook.
Veterans Benefits
Students who wish to have EMU certify their eligibility to receive benefits from the Veterans Administration must submit a certificate of eligibility and provide additional information as needed for the proper certification of their benefits. EMU will not impose any penalty (late fees, denial of access to classes or campus facilities, etc.) on a student covered by Chapter 31 or 33 benefits because of the individual’s inability to meet financial obligations to the institution due to delayed disbursement of funding from the VA.
FINANCIAL ASSISTANCE